I passed my Texas All-Lines Insurance Adjuster test. 150 questions on just about everything from liability claims, ocean marine, inland, umbrella, home owners, auto, crop and farm as well as rules and regulations. If I were still a kid in high school it may have been easier, but as a 42 year old person I did have to study and it was a hard test.
One of the keys to me passing the test, I believe, was the study group we formed in class. We were getting together about once a week when the class started and the week before the exam we meet several times. Although each of us learns differently, we all had a different perspective on the subject and would rationalize with each other on the different topics and interpretations of the material. This proved to be invaluable and for those who may need to take a test as an adult a highly recommended way to learn and comprehend the material.
There is a huge difference between learning how to answer a question and comprehending the material and understanding the answer. In test taking, you will no doubt score lower, but in the real world you will be able to come up with the answers for questions never asked. As I am coming to understand more and more, this is a key skill required when claims adjusting.
So if you are faced with a test here is what I found works.
- Read the course material yourself. Think about what is presented and why it is important.
- Start a study group. Meet at a neutral place. We did a bookstore / coffee shop.
- When taking the test, read each questions and answer it as simply as possible. Don’t read anything into it!
- Take your time. Read and re-read both the question and all the possible answers.
- Get a good nights sleep before hand. No partying!
- Eat a good breakfast.
- Watch out for those negative questions. The ones with words like “not”, “except” and “until”.
- Don’t spend too much time on any one question. If you are going to guess, skip the question and see if another question will answer this one.
- Eliminate the responses you know are wrong.
- Don’t leave any questions blank. Even the blind squirrel gets a nut.
- Try to answer some of the questions as “TRUE” or “FALSE” even if they are multiple choice by reading each answer and thinking of that is true of false.
Good Luck!
